How we check our facts

We show where each fact came from. We also mark made-up examples so no one mistakes them for real client results.

Where we get facts

We start with public sources from CMS, Medicare.gov, federal rules, and state insurance offices. Each guide lists its sources and the date we checked them.

How we use numbers

We show the math for rates and shares near each table. We leave a number out when we cannot find a good source. We do not guess.

Made-up examples

We mark each sample plan as an example. Sample plans do not show client results or promise an outcome.

Updates and fixes

Each page shows when we wrote or changed it. We fix errors after we check the facts. We update the source list when the data changes.